Our expertise – your advantage
As a specialised consulting boutique for banks, insurance companies, and the public sector, we combine in-depth expertise with methodological excellence.
Our consulting services cover the key challenges facing modern organisations—from digitalisation and regulatory issues to leadership and change.
Discover our areas of expertise and learn how we can strengthen your organisation in the long term:
Technical expertise – in-depth industry knowledge
We combine in-depth expertise with a clear understanding of the challenges facing modern organisations. Our expertise is based on many years of experience in the financial industry and the public sector.
Payment Transactions & Payment Services
Future-proof payment processes – secure, efficient, compliant.
We provide consulting services along the entire value chain – from SEPA to ISO 20022.
Regulatory Affairs &Compliance
Act in compliance with regulations – systematically and with foresight.
Whether PSD3, KYC, IFRS, or eIDAS – we make complex requirements implementable and auditable.
Future-proof payment processes – secure, efficient, customer-oriented.
For commercial banks, payment transactions are a key service promise to their customers—whether in private or corporate banking. Requirements are increasing: real-time capability, regulatory compliance, platform modernisation and cost efficiency are crucial. At the same time, banks must integrate new standards such as ISO 20022, SEPA Instant Payments and digital identities (eIDAS) without jeopardising the stability of existing systems.
Our perspective
We provide consulting services along the entire value chain – from strategic alignment and process optimization to technical implementation. Our focus is on combining regulatory security, technological sustainability and operational efficiency.
Typical challenges
- Modernisation of outdated payment platforms
- Integration of real-time payments and ISO 20022
- Implementation of PSD3, ZV statistics and eIDAS
- Interface problems and legacy systems
- High operating costs and fragmented processes
Our consulting services
Our experts. support commercial banks with a holistic consulting approach that integrates strategy, technology, and regulatory requirements. We develop sustainable target visions, optimise processes and support technical implementation—from selecting suitable platforms to migration. In doing so, we place particular emphasis on regulatory compliance, efficiency gains and the sustainable empowerment of the organisation. Our services are practical, methodologically sound, and tailored to the specific challenges of payment transactions.
Insights into our services:
- Payment transaction strategy & target vision development:
Development of sustainable platform and process strategies – tailored to regulatory requirements and technological trends. - SEPA, instant payments, ISO 20022 – implementation & testing:
Specialist and technical support for the introduction of new standards – including interface management, test planning, and migration. - Process optimization & automation:
Analysis of existing payment processes, identification of bottlenecks and automation potential – e.g., through RPA or workflow tools. - Regulatory & compliance (PSD3, AML, ZV statistics):
Implementation of legal requirements in payment transactions – including documentation, audit preparation, and reporting. - Migration & project management:
Support for system changes, mergers or platform modernisations – with a focus on quality, time and budget.
Your added value:
- Future-proof payment processes
- Compliance with regulatory requirements
- More efficient processes and lower costs
- Minimized risk during migrations
- High implementation reliability thanks to experienced experts
Act in compliance with regulations – systematically and with foresight.
The regulatory landscape in the financial sector is changing rapidly. New regulations such as PSD3, PSR, FiDA, DORA, AML and the AI Regulation pose complex challenges for banks, insurance companies and the public sector. At the same time, traditional issues such as KYC, GWG, IFRS9/16, EMIR and ZV statistics are becoming increasingly important. Organisations must not only be compliant, but also demonstrate that they are – transparently, securely and auditably.
Our perspective
We see regulation as a strategic lever for professionalisation. Our consulting services are practical, structured and forward-looking. We align regulatory requirements with organisation, processes and technology – always with a clear eye for feasibility, prioritisation and impact.
Typical challenges
- Classification and implementation of new EU requirements such as PSD3, PSR, DORA or FiDA
- Documentation and operationalisation of KYC and GWG requirements
- Integration of IFRS9/16 into financial reporting
- EMIR-compliant design of derivative processes and reporting requirements
- Ensuring ZV statistics and eIDAS-compliant authentication
- Dealing with requirements for AI use and data access (AI Act, FiDA)
Our consulting services
Our experts. support organisations in the structured implementation of regulatory requirements – from analysis and action planning to audit preparation. We combine in-depth expertise with methodological clarity and a sound understanding of regulatory dynamics.
Insights into our services:
- Regulatory Readiness Checks: Assessment of compliance maturity and derivation of specific areas for action – as a basis for prioritised implementation.
- Policy Development & documentation: Support in the creation of regulatory documents – comprehensible, structured and verifiable.
- Implementation of regulatory requirements: Consulting on the introduction of processes and systems for compliance with PSD3, AML, IFRS, EMIR, etc. – in close coordination with specialist departments and governance structures.
- Audit Preparation & Examination Support: Support during internal and external audits – through reviews, coaching and structured follow-up.
- Training Courses & Awareness: Target group-specific formats for specialists and managers to strengthen regulatory understanding and promote a culture of compliance.
Your added value:
- Reduced audit risk and greater audit certainty
- Clear responsibilities and transparent structures
- Sustainable compliance anchoring in the organisation
- Efficient implementation of complex regulatory requirements
- Support from experienced experts with industry knowledge
Data Migration
Transfer data securely and efficiently.
We ensure smooth migrations—structured, auditable, and without business interruption.
Digital Transformation & Processoptimierung
Shape the future – with structure and substance.
We help you rethink processes and implement digitalization strategically – technology-neutral, people-centered, and efficient.
Transfer data securely and efficiently.
Data migration is a critical success factor in system changes, cloud transformations or platform consolidations. Faulty migrations can lead to data loss, system failures and high follow-on costs – particularly in the financial sector, where data quality, traceability and regulatory requirements play a central role. A structured, secure and auditable migration is therefore essential for the success of digital initiatives.
Our perspective
We support data migrations as an integral part of transformation projects – for example, when implementing new core banking systems, payment platforms or regulatory reporting solutions. Our experts combine technical expertise with methodological rigour and in-depth industry knowledge. Our focus is on data mapping tables, validation logic and the business consistency of the data.
Typical challenges
- Complex source and target systems with differing data structures
- Inconsistent or outdated data in legacy systems
- Lack of a migration strategy and unclear responsibilities
- Tight deadlines for regulatory-driven migrations and limited resources
- Risks relating to data quality, traceability and auditability
Our consultancy services
We support data migrations from planning through to successful implementation – using a structured, risk-based and transparent approach. In doing so, we work closely with specialist departments such as payments processing, reporting, accounting, customer service and IT.
Insights into our services:
- Migration Strategy & Planning: Analysis of the current situation, definition of objectives and creation of a roadmap – tailored to technical requirements and regulatory frameworks.
- Data Cleasing & Preparation: Identification and correction of duplicates, inconsistencies and outdated data – including validation, enrichment and subject-matter harmonisation.
- Migration Technical Implementation: Development and maintenance of data mapping tables, definition of transformation rules and management of data transfer – regardless of the tools used.
- Testing & Validation: Carrying out test migrations, data validation and quality assurance – in an audit-proof and documented manner.
- Change Management & Training: Supporting the teams involved during the transition – through training, communication and expert guidance.
Your added value:
- Minimised risk of data loss and system failures
- Higher data quality and consistency in the target system
- Seamless transitions without disruption to operations
- Regulatory-compliant and auditable migration
- Sustainable capacity-building for the organisation in data management
Shape the future – with structure and substance.
Digital transformation is about much more than simply adopting new technologies. It affects business models, processes, corporate culture and leadership in equal measure. Organisations are under pressure to become more efficient whilst remaining innovative. The challenge lies in viewing digitalisation not as an end in itself, but as a strategic means of achieving sustainable development.
Our perspective
We take a holistic approach to transformation:
- agile, but with a clear vision
- open to technology, but focused on benefits
- process-oriented, but people-centred
Our experts. help companies to scrutinise, rethink and digitally transform their processes – step by step, with a clear focus on impact and sustainability.
Typical challenges
- How digital is our business model really?
- Which processes can be automated or simplified?
- How can we foster acceptance of change and new technologies?
- How can we strike a balance between efficiency and innovation?
Our consultancy services
We combine strategic clarity with strong operational execution. Our consultancy services range from analysis and redesign to the implementation of digital processes and structures.
Insights into our services:
- Current Situation Analysis & Process Mapping: Review of existing processes, including an analysis of the written organisational framework, organisational manual and ICS documentation, and their integration into the process map, in accordance with MaRisk AT 8.2, amongst other requirements.
- Process Modelling & Visualisation: Modelling using BPMN 2.0 or EPK – in consultation with the relevant business units, compliance and audit departments, and taking into account the bank’s internal control systems.
- Redesign & Automation: Optimisation and digitalisation through RPA, workflow tools or low-code solutions – with a focus on efficiency, audit compliance and regulatory compliance (e.g. BAIT, EBA guidelines).
- Introduction of Process Governance: Establishment of a role model, KPIs and regular communication for management – integrated into existing governance and control structures.
- Change Management & Empowerment: Training and coaching of process owners, developing internal experts (e.g. Centre of Excellence), fostering acceptance and ownership.
Your added value:
- Faster and more efficient workflows
- Higher quality and lower error rates
- Increased staff satisfaction thanks to clear structures
- Future-proof processes that can scale with the business
- Sustainable embedding of digital skills within the organisation
Methodological expertise – structure, leadership, and impact
Our methodological excellence ensures clarity, efficiency, and sustainable results—in projects, change processes, and leadership issues.
Project Management
Master complexity. Secure results. Build trust.
We lead your projects to success—with clarity, leadership, and methodological strength.
Business Analysis & Requirements Engineering
Understand what is really needed.
We clarify goals, processes, and requirements—acting as a bridge between business departments and IT.
Master complexity. Secure results. Build trust.
In an increasingly dynamic and technology-driven world, projects are the backbone of change. Yet over 60% of all projects fail to meet their objectives – often not because of technical issues, but due to a lack of management, unclear communication or a lack of focus on objectives. Professional project management is crucial, particularly in regulated sectors such as banking, insurance, energy or mobility – especially when it comes to set-up, governance, budget control and engaging people in the project.
Our perspective
We view project management as a leadership discipline – not merely as the application of methods. Our experts combine methodological excellence with the necessary empathy, experience and ability to deliver, ensuring projects are steered safely to success. Our approach is tailored to the situation, stakeholder-focused and results-oriented – with an emphasis on governance structures, role clarification and budget transparency.
Typical challenges
- Lack of transparency regarding project status, risks and budget
- Unclear roles and responsibilities in the project setup
- Conflicts between business departments, IT and external service providers
- Overload due to parallel projects and a lack of prioritisation
- Lack of acceptance of agile methods and understanding of roles
Our consultancy services
We take responsibility – both operationally and strategically. Our services range from project management and the establishment of PMOs to the implementation of agile methodologies and portfolio management. In doing so, we ensure clear governance, realistic budget planning and the targeted involvement of project stakeholders.
Insights into our services:
- Project Leadership & Programme Management: Management of complex projects with a focus on budget, time, quality and stakeholder management – including setup and governance structure.
- Establishment & Operation of PMOs: Design and implementation of project management offices, including governance, reporting and tools (e.g. Jira, MS Project).
- Project Health Checks & Turnaround: Analysis of ongoing projects to identify risks and opportunities for optimisation – including operational stabilisation and refocusing.
- Agile Project Management: Introduction to and support for agile methodologies – from Scrum and Kanban to SAFe®. Coaching for teams, product owners and Scrum Masters.
- Project Portfolio Management: Consultancy on prioritising and managing project portfolios – with a focus on achieving strategic objectives, resource efficiency and budget transparency.
Your added value:
- Clear focus on objectives and accountability for results
- Early risk control and escalation management
- Proficiency in methodologies and industry knowledge
- Sustainable embedding of project management expertise
- Relief provided by experienced leaders
Understand what is really needed.
Missing or unclear requirements are among the most common causes of project failure. In complex organisations – particularly in the financial sector – the precise identification, prioritisation and documentation of requirements are crucial to the successful implementation of IT and business projects. Business analysis bridges the gap between business departments and IT, ensuring clarity, structure and feasibility.
Our perspective
Our experts. think in solutions, not symptopms. We translate complex requirements into actionable concepts – in a way that is clear to everyone involved. We take a methodical approach, apply international standards and bring a deep understanding of the industry to the table. Our goal: requirements that genuinely increase business value.
Typical challenges
- Unclear or contradictory requirements
- Communication gaps between business departments and IT
- Lack of prioritisation and documentation
- Interface issues and system incompatibilities
- Lack of traceability and change management
Our consultancy services
We support projects from the initial idea through to the finished solution – using a structured, collaborative and goal-oriented approach.
Insights into our services:
- Requirements Analysis & Stakeholder Workshops: Structured collection and prioritisation of requirements – with a focus on business value and user needs.
- Modelling & Documentation: Use of BPMN, UML, user stories and use cases – clear, transparent and verifiable.
- Requirements Management & Traceability: Establishing consistent requirements processes, including version control, change management and traceability.
- Interface Clarification & Solution Design: Acting as a liaison between the department, IT and external partners – to ensure robust and integrated solutions.
- Introduction of Requirements Engineering Standards & Tools: Consultancy on tools such as Confluence, Jira, Enterprise Architect and others – including training and methodology coaching.
Your added value:
- Greater implementation reliability and fewer missteps
- Better collaboration between business and IT
- Clarity regarding objectives, processes and system requirements
- Reduced project durations and costs
- Sustainable embedding of analytical expertise within the organisation
Test Management & Quality Assurance
Ensure security – through systematic testing.
We secure your projects with professional testing procedures – efficiently, transparently, and risk-oriented.
Change Management & Organizational Development
Shape change – with clarity, conviction, and impact.
We guide your organization through change – in a structured, empathetic, and sustainable manner.
Ensure security – through systematic testing.
Quality is no accident. It is the result of structured planning, clear lines of responsibility and early testing. In the financial sector in particular – for example, when introducing new payment platforms, regulatory modules or interfaces to core banking systems – error-free processes are not only a competitive advantage but also a regulatory necessity. Test management ensures that new solutions not only work but are also secure, stable and compliant.
Our perspective
Our experts. think in a risk-oriented, efficient and integrated way. We view test management as a strategic component of quality assurance – integrated throughout the entire project lifecycle. Whether it involves payment system migrations, regulatory releases or IT transformations, we combine traditional and agile testing methods with in-depth industry knowledge and technical expertise.
Typical challenges
- Time pressure and insufficient test coverage during regulatory go-lives
- Unclear allocation of testing responsibilities between business units, IT and service providers
- Lack of automation in complex payment processes
- High costs of errors due to late detection of faults in core systems
- Non-transparent testing processes and incomplete documentation
Our consultancy services
We safeguard your projects through professional testing procedures – from strategy through to operational implementation. In doing so, we place particular emphasis on traceability, efficiency and risk minimisation – especially in critical areas such as payment transactions, reporting and customer processes.
Insights into our services:
- Test Strategy & Test Concepts: Development of bespoke testing approaches – traditional or agile, risk-based and efficient, tailored to regulatory requirements (e.g. BAIT, PSD).
- Test Planning & Coordination: Management of all testing activities, including resources, time and dependencies – with clear lines of responsibility and interface management.
- Test Execution & Documentation: Conducting system, integration and acceptance tests – transparent, audit-proof and aligned with the bank’s internal control systems.
- Test Automation: Selection and implementation of suitable tools such as Selenium, Tosca and Robot Framework – to improve efficiency and repeatability in standardised test cases.
- Tool Integration & Reporting: Integration with Jira, Xray, TestRail or HP ALM – for transparent testing processes, meaningful reports and regulatory traceability.
Your added value:
- Higher product quality and lower costs associated with defects
- Transparent and traceable testing processes
- Faster releases thanks to automation
- Reduced risk during regulatory audits
- Sustainable integration of quality assurance into the organisation
Shape change – with clarity, conviction, and impact.
Technological innovations, new business models and regulatory requirements are bringing about profound changes within organisations. However, without getting people on board, any transformation will remain piecemeal. Successful change requires structure, communication and trust. Particularly in complex areas such as payments, IT, customer service or operations – whether in banking, insurance or the public sector – change management is the key to the sustainable implementation of strategic initiatives.
Our perspective
We see change management as a bridge between strategy and implementation. Our consultancy combines sensitivity with methodological clarity. We support organisations in embedding change in a sustainable way – in a people-centred, systemically sound and pragmatic manner. In doing so, we work closely with specialist departments such as Controlling, Compliance, Sales and Product Management.
Typical challenges
- How do we build acceptance for new processes or systems – for example, in payment systems or during IT migrations?
- How do we support cultural change in regulated or long-established organisations?
- How do we empower managers and teams in decentralised structures?
- How do we deal with resistance and uncertainty in operational units?
Our consultancy services
Our experts. bring a wealth of experience in supporting change processes – from strategic planning and communication through to implementation. We work on an equal footing with managers and teams in departments such as back-office, customer service, IT and HR, ensuring clarity, direction and impact.
Insights into our services:
- Change Strategy & Roadmap: Development of a clear vision for change, including specific measures and communication strategies – tailored to organisational units and stakeholder groups.
- Executive Coaching & Enablement: Supporting managers in their role as change agents – providing personalised, practical support tailored to the specific needs of each department.
- Team Workshops & Participation Formats: Engaging staff through participatory formats – e.g. in service units, IT teams or regulatory projects.
- Communication Design & Storytelling: Developing change communication that resonates – using clear language, evoking an emotional response and relating to the practical realities of the workplace.
- Cultural Development & Values-Based Work: Support in embedding new values and behaviours – e.g. in organisations with a strong customer focus or undergoing technological change.
Your added value:
- Greater acceptance and less resistance to change
- Stronger leadership culture and greater personal responsibility
- Sustainable embedding of changes
- Clarity and guidance for everyone involved
- Positive impact on motivation and teamwork
Software Development
Build the Future – with scalable, reliable software. We can help you in conceptualizing, creating, and delivering high-quality software solutions.
Test Automation
Test with Confidence – Powered by Intelligent Automation. Through test automation, we enable quality, speed, and efficiency in software delivery.
Build the Future – with scalable, reliable software
Why this topic matters
Software has become the backbone of modern organizations. Whether enabling digital products, automating processes, or integrating complex ecosystems, high-quality software development is critical to staying competitive. At the same time, expectations continue to rise: solutions must be secure, scalable, resilient, and adaptable to evolving business and regulatory demands.
Organizations need more than just code – they need a structured, end-to-end development approach that ensures transparency, quality, and long-term sustainability.
Our perspective
We see software development as a strategic capability that drives innovation and operational excellence. Our approach combines technical expertise with a deep understanding of business processes and system landscapes.
We design and deliver solutions that are not only technically robust, but also aligned with organizational goals, user needs, and regulatory environments. Always with a strong focus on scalability, maintainability, and real-world applicability.
Typical challenges
- Designing scalable architectures that support growth and changing requirements
- Integrating new solutions into existing system landscapes and legacy environments
- Ensuring security, performance, and compliance throughout the development lifecycle
- Managing complex development projects across multiple stakeholders and teams
- Adapting to evolving technologies, frameworks, and development methodologies
- Balancing speed of delivery with quality, stability, and long-term maintainability
Our services
Our experts support organizations in delivering high-quality software solutions – from initial concept through development and deployment to ongoing enhancement. We combine deep technical knowledge with structured methodologies and a strong focus on business value.
Insights into our services:
- Software Architecture & Design: Development of scalable, secure, and future-proof architectures tailored to business and technical requirements.
- Custom Software Development: End-to-end development of tailored applications – from backend systems to user-centric frontends using modern technologies and frameworks.
- System Integration: Seamless integration of new and existing systems, ensuring efficient data flows and interoperability across platforms.
- Quality Assurance & Testing: Implementation of robust testing strategies, including automated testing, to ensure reliability, performance, and security.
- DevOps & Deployment: Establishment of CI/CD pipelines, infrastructure automation, and efficient deployment processes for faster and safer releases.
- Maintenance & Optimization: Continuous improvement, monitoring, and optimization of applications to ensure long-term stability and performance.
Your benefits:
- Faster delivery of high-quality, scalable software solutions
- Reduced project risk through structured development approaches
- Future-proof architectures aligned with business growth
- Seamless integration into existing IT landscapes
- Enhanced system performance, security, and reliability
- Support from experienced experts with strong technical and industry expertise
Test with Confidence – Powered by Intelligent Automation
Why this topic matters
As digital products become more complex and release cycles accelerate, ensuring consistent quality across web and mobile applications is a growing challenge. Manual testing alone can no longer keep pace with modern development demands.
Organizations must ensure that their applications are reliable, performant, and user-friendly across devices and environments – while also reducing time-to-market and operational overhead. Scalable, automated testing is essential to achieve this balance.
Our perspective
We see test automation as a key enabler of quality, speed, and efficiency in software delivery. Our approach goes beyond traditional testing by embedding automation into the entire development lifecycle.
With our proprietary test automation tool, we provide a structured, scalable, and efficient way to test web and mobile applications. We combine technical excellence with practical usability – ensuring that automated testing is not only powerful, but also accessible and maintainable.
Typical challenges
- Ensuring consistent quality across multiple platforms, devices, and browsers
- High effort and cost of manual regression testing
- Maintaining stable and reliable automated test suites over time
- Integrating testing seamlessly into CI/CD pipelines
- Achieving sufficient test coverage without slowing down development cycles
- Aligning testing efforts with business priorities and release schedules
Our services
Our experts support organizations in implementing and scaling automated testing for web and mobile applications – leveraging our proprietary tool to deliver efficient, reliable, and maintainable test solutions.
Insights into our services:
- Test Automation Strategy: Definition of tailored automation strategies aligned with your application landscape, development processes, and quality goals.
- Implementation with Our Tool: Setup and customization of our proprietary test automation solution for web and mobile applications – enabling fast and scalable test execution.
- Cross-Platform Testing: Automated testing across browsers, devices, and operating systems to ensure consistent user experience and functionality.
- CI/CD Integration: Seamless integration of automated tests into development pipelines for continuous testing and rapid feedback.
- Test Maintenance & Optimization: Ongoing refinement and stabilization of test suites to ensure long-term reliability and efficiency.
- Reporting & Insights: Clear, real-time reporting and analytics to provide transparency on test coverage, quality status, and risks.
Your benefits:
- Faster and more reliable releases through automated quality assurance
- Reduced manual testing effort and lower operational costs
- Improved test coverage across web and mobile platforms
- Higher application stability and better user experience
- Seamless integration into existing development and delivery processes
- Access to a proven, scalable test automation tool backed by expert support